Hi, I’m Krista! I’ve been mortgage brokering for almost two decades, walking my clients through each step of the division of matrimonial property and answering any questions along the way.
I know that life isn’t always easy, particularly during the end of a relationship. Having gone thru my own divorce many years ago and struggled thru the division of matrimonial property – I chose to focus my mortgage business helping divorcing couples create financial independence. That’s why I’m dedicated to helping people navigate all possible mortgage options while transitioning through separation and divorce.
If you find yourself in this difficult situation, chances are you’ll encounter one of the most common scenarios facing separating couples – one of you wishes to keep the house.
I have access to specialty spousal buyout programs that enables one spouse to ‘purchase’ the matrimonial home from the other spouse and use up to 95% of the equity – unlike a traditional refinancing program, which only provides up to 80%. This key 15% difference is a gamechanger for many spouses, as it means you can afford to keep your kids in the comfort of the family home when they’re facing so many other changes. This program allows an equity payout to one spouse, changing of the title, and incorporating matrimonial debt. Spousal support, child support and Canada child benefit can all be used as sources of income.
If you find yourself relating to what you have read above, I’m available to answer any questions you have 780-946-6222.
Mortgage Simple
204, 1941 - 120 Street
Edmonton
Alberta
T5H 3R3
(780) 946-6222, ext. 1